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Insurance payout-scaling Issue #397 #422

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Inital stub out of Insurance payout scaling using hardcoded SERVER_DESIRED_EP_LEVEL value that we use for the EP boost calculations, those who have 750k EP will get the normal insurace payout, and it scales up to almost double value for new accounts.

From what I can tell every subsequent call dealing with insurance will call back to this table instead of InsurancePrices, so it shouldnt require any table changes.

…SIRED_EP_LEVEL value that we use for the EP boost calculations, those who have 750k EP will get the normal insurace payout, and it scales up to almost double value for new accounts.

From what I can tell every subsequent call dealing with insurance will call back to this table instead of InsurancePrices, so it shouldnt require any table changes.
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